Mortgage Calculator

At Core Partners Realty, we want to make the home-buying process as simple and stress-free as possible. Our easy-to-use mortgage calculator helps you estimate your monthly payment—including taxes and insurance—so you know what to expect before you buy.

Click on "Advanced" next to the Calcuate button for more options.

Payment

Schedule

Your mortgage payments over 30 years will add up to $0.

Ready to meet with a local expert?

Mortgage Calculator Help*

At Core Partners Realty in York, PA, we know buying a home is exciting—and sometimes overwhelming. That’s why our mortgage calculator is here to give you a simple, easy-to-understand estimate of your monthly payments.

Down Payment

Most buyers aim for about 20% down, but many loan programs allow you to get started with as little as 3.5%. A higher down payment lowers your monthly costs and may help you avoid a monthly Mortgage Insurance Premium

Loan Term

Your loan length affects both your interest rate and your payment. Common options include 30-year and 15-year fixed-rate mortgages, and you can explore both in the calculator. Mortgage Lenders may be able to offer you other loan terms as well, some as long as 40 years, some as short at 10 years.

Mortgage Loan Types

There are Convetional loans, FHA loans, VA loans, USDA loans, and others types of loans. Some with fixed and some with variable rates. Fixed-rate loans keep the same interest rate and payment for the life of the loan—great for stability and planning ahead. Adjustable-rate mortgages (ARMs) often start with a lower rate that stays steady for a set number of years (like 5 years in a 5/1 ARM) before adjusting yearly. This can mean lower payments upfront.

Mortgage Interest Rate

We pre-fill the calculator with the current average mortgage rate, though your exact rate will depend on things like your credit score and down payment.

Real Estate Taxes

Taxes may come divided in various yearly taxes like School, County, and local Municipality taxes. The mortgage payment calculator includes estimated property taxes based on the home's value. You can edit this in the advanced options.

Property Insurance

The calculator also estimates property taxes and homeowners insurance, which you can adjust in the advanced options.

HOA Fees

If the home you’re considering has a homeowners association (HOA), monthly fees will be factored in too.

* Core Partners Realty, LLC is a licensed Real Estate Broker not a licensed Lender. This is for basic information only. We recommend meeting with a Real Estate Agent as your first step to buy a home. Mortgage Lenders have different products and they do differ. Knowing which lender to contact is key. Our Realtors® here in York PA can recomend a few lenders based on your personal financial standing